Mission Statement

Our mission is to empower clients to overcome debt challenges and achieve lasting financial stability. We provide expert debt management, loan rescheduling, and guidance for new mortgage and corporate financing needs, alongside comprehensive credit reviews.

Testimonials

Our Clients Say

Jaya is someone who goes beyond numbers and spreadsheets. When you deal with Jaya, you are not just another number. She takes a personal interest in your unique situation, and not only guides you but also holds your hand till such time that an acceptable solution is found. One never feels rushed when dealing with her. She has an excellent understanding of the field and has an outstanding ability to explain things. Therefore, I would recommend Jaya and her services wholeheartedly.

Anwar Ali Khan

Managing Director & CEO

I had a good experience with FREED Financial Services LLC. They expertly handled my mortgage settlement process, working seamlessly with the bank and finding a buyer for my property. Jaya was dedicated and made the entire transaction possible when it was becoming much more complicated and out of reach. I highly recommend their services to anyone in need of mortgage assistance and settlement.

Khaled Halwani

staff

I was with no job and was stuck with the mortgage debt, I didn't find way out till I met Atif and Jaya who helped me in settling my home mortgage. They pulled me out from hell fire, bank was chasing me and I had to avoid their calls and emails because I didn't know what to tell them. Now I'm free from debt. I strongly recommend Freed Financial Services, they are the best professionals I ever met as they know their job and can help anyone who is struggling with any bank. Thank you Freed once again!!

Abdul Mansoor

staff

They provided the best Consultancy Services for me to close my Mortgage Final Settlement with Bank. They resolved a Dispute between me and a Bank in the UAE which no one else was able to do or even talk about the possible solutions over the last decade. Well Done to Mrs. Jaya, Mr. Atif and their Professional Team.

Farhad N

Staff

Like many others, I had invested in an off-plan project which did not see the light of construction for over 8 years and I was making interest-only repayments to the bank. I had exhausted all my options to negotiate with the developer for a refund. Coincidentally, I met Jaya who helped me explore some exit options. The clarity in which all the options were presented and which one best suited my problem, was very impressive. Jaya has a detailed understanding of the Real Estate market and with her exposure to banking and debt management framework makes her advice invaluable. I strongly recommend using her services, if you are looking to find your Freedom from mortgage debt.

Dinesh Bhasin

Group CFO

I embarked on setting up my own business which was daunting after leaving a well-paying job in the banking industry. This meant that I was now getting a variable income, whereas my expenses were still fixed. A large component of that was my mortgage, which put pressure on my savings. Luckily I met Jaya who intently heard my background and with her in-depth knowledge of the bank's credit policy, helped me effectively restructure my mortgage with the bank and lighten the load on my expenses. Jaya- I am truly grateful for your expert advice and would gladly recommend you to others who are in the same predicament as I was.

Ritesh Chopra

Vice President

Jaya brings in wealth of experience in debt restructuring, mortgage advisory and above all deep understanding of how to evaluate and recommend the right solution for her clients and stakeholders. She is genuinely helpful, amicable and clear-minded. As a trusted advisor, she takes an appropriate interest in one's personal life situation while at the same time keeping focused on identified objectives. Honest, reliable, ethical and highly recommended.

Joseph Iskander

CEO

It was when my husband left his job due to reasons beyond his control, we were left with a mortgage that we could no longer afford. When we tried to sell the villa, the market wasn't very forgiving and as a result, there was a shortfall in the money owed to the bank. We met Jaya at that point of time and she came in as an angel. We managed to sell the property and were able to arrange the now-reduced shortfall based on our credit history and real circumstances. The loan closure was smooth under Jaya's reassuring eye. Jaya's helpful attitude confirms her team will be the same - supportive and compassionate to those in need. If we were ever in such a situation again, I would look no further. Neither should you.

Sapnaa Mirchandani

Associate Director

About Us

About Jaya Ratnani, Founder & MD

Company Overview

Why Choose Us?

Mission & Vision