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Our Blogs

Steps to Avoid Foreclosure of Your Property

Tue Jul 27 2021
Posted by: Sarbavoum Bidhar
Categories: Mortgage Debt Management

The UAE’s economy is slowly regaining strength after COVID-19. The Central Bank of the UAE expects the country’s economy to grow by a modest 2.4% in 2021. The signs of brighter days ahead are welcome ...


Dealing with a Travel Ban caused by Unpaid Mortgages

Tue Jul 13 2021
Posted by: Sarbavoum Bidhar
Categories: Mortgage Debt Management

The COVID-19 pandemic has caused financial adversities to many individuals and businesses. Among the worst-hit are those who have seen pay cuts or job losses and must fulfill their mortgage commitment...


4 Benefits of Using Debt Management Services vs. Dealing with Banks Directly

Tue Jul 06 2021
Posted by: Sarbavoum Bidhar
Categories: Mortgage Debt Management

The economic fallout of COVID-19 has put many in the UAE in an unpleasant situation. People with stable incomes and lifestyles in pre-COVID times now must adapt to living on a budget. If you have a mo...


Mortgage Loan Defaults: The Impact on AECB Score and Remedial Steps

Tue Jun 29 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, Loan restructuring program

COVID-19 has brought unpleasant surprises to many. People who were always diligent with their home loan repayments face the risk of defaulting on their mortgage dues. Affected individuals must deal wi...


Bank filing a Legal Case for Non-Payment of Mortgage Dues: Steps to Deal with It

Wed Jun 23 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, Mortgage Debt Management

COVID-19 has put many in an unexpected spot. Many people with otherwise respectable financial records now have to face the uncomfortable reality of missed mortgage payments and legal actions by their ...


What Happens to a Mortgage if a Residence Visa is Cancelled?

Tue Jun 15 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, Mortgage Debt Management

According to a study by Oxford Economics, the COVID-19 pandemic is likely to force 10% of UAE’s expat residences to leave the country. While this will be a hard time for everyone, those with a mortgag...


Mortgage Payment Holidays Explained

Thu Jun 10 2021
Posted by: Sarbavoum Bidhar
Categories: Mortgage Debt Management

Imagine a borrower who had decent earnings and took on a monthly mortgage commitment based on their salary. Suddenly, this person lost their job or had to take a pay cut due to COVID-19. This person i...


Can you Leave the UAE with an Unpaid Mortgage?

Tue Jun 01 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, home loan repay, Mortgage Debt Management

Most people take a mortgage loan with the intent of paying it off fully and taking possession of their property. However, there are scenarios when the repayment of a mortgage loan becomes difficult. F...


Difference Between Fixed and Variable Rate Mortgages

Tue May 25 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, home loan repay, Mortgage Debt Management

The past few months have been the best time for those looking to refinance their mortgages. The UAE’s Central Bank has taken a lot of measures to help banks deal with the economic shock from COVID-19....


Why is This a Good Time to Renegotiate your Mortgage?

Thu Apr 29 2021
Posted by: Minhaj Mehmood
Categories: Debt settlement programs

COVID-19 has caused an unprecedented crisis in the world. Job losses and pay cuts have affected the incomes of many individuals. One of the hardest-hit sections in this crisis is people with mortgages...